Telmar Estate Planning

Lasting Powers of Attorney

Give someone you trust the legal authority to make decisions when you can't.

A Lasting Power of Attorney (LPA) ensures your affairs are managed according to your wishes if you lose mental capacity, giving you and your family peace of mind.

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Why Lasting Powers of Attorney matter

Protect your independence

Ensure your wishes are followed if you can no longer make decisions yourself.

Support your loved ones

Reduce stress and uncertainty for your family during difficult times.

Manage your finances

Allow your attorneys to manage your property, finances and day-to-day affairs.

Plan for the future

Put clear plans in place now to protect your future and maintain control.

The two types of Lasting Powers of Attorney

Property & Financial Affairs LPA

Allows your chosen attorney(s) to manage your finances, property, investments and day-to-day financial decisions.

Health & Welfare LPA

Allows your attorney(s) to make decisions about your health, care and wellbeing when you are no longer able to.

Tailored Guidance

We help you decide which LPA you need and tailor the powers and preferences to your circumstances.

Registration & Storage

We register your LPA with the Office of the Public Guardian and provide guidance on safe storage.

Expert Guidance

Lasting Powers of Attorney Explained

The two types of LPA

A Lasting Power of Attorney is a legal document under the Mental Capacity Act 2005 that lets you appoint trusted people, called attorneys, to make decisions for you. There are two types: Property and Financial Affairs, covering bank accounts, bills and property; and Health and Welfare, covering medical treatment, care and where you live. Most people benefit from putting both in place at the same time. You can appoint one or several attorneys, decide whether they act jointly or separately, and name replacement attorneys. You can also give preferences and binding instructions, for example about investments, gifts or life-sustaining treatment.

Registering with the Office of the Public Guardian

An LPA must be registered with the Office of the Public Guardian before it can be used, which currently takes several weeks or more. Registration costs £92 per LPA in England and Wales, with reductions or exemptions available for lower incomes. Registering immediately after signing, rather than waiting until it is needed, avoids delays at the very moment your family most needs to act on your behalf. A certificate provider must confirm you understand the LPA and are not under pressure. The process is moving towards digital applications, but the legal safeguards protecting you and your attorneys remain unchanged.

What happens without an LPA

If you lose mental capacity without an LPA, even a spouse cannot automatically access your sole bank accounts or sell your property. Your family would need to apply to the Court of Protection for a deputyship order, a process that is slower, more expensive and subject to ongoing supervision. Telmar helps you choose suitable attorneys, set clear instructions and complete registration correctly first time. Deputies must submit annual reports, pay supervision fees and often obtain a security bond. An LPA avoids this, keeps decisions with people you have personally chosen and gives your family clarity during a difficult time.

How We Work

Our Proven Approach

1

Initial Consultation

We discuss your circumstances, your goals and explain your LPA options.

2

Preparation

We prepare your LPA documents tailored to your wishes and requirements.

3

Review & Sign

You review and sign your documents with an Independent Certificate Provider.

4

Registration

We register your LPA with the Office of the Public Guardian and provide you with copies.

Get Expert Advice Today

Speak to our inheritance tax specialists for a confidential, no-obligation consultation.

  • 01329 550190
  • admin@telmarestateplanning.co.uk
  • 9 Pier Street, Lee-on-the-Solent, Hampshire, PO13 9LD

Frequently Asked Questions

Your Questions, Answered

An LPA is a legal document that lets you appoint people you trust to make decisions on your behalf if you lose mental capacity.
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