Telmar Estate Planning

Wills

Ensure your wishes are carried out and protect the people you care about most.

A professionally drafted Will gives you peace of mind that your assets will be distributed according to your wishes and helps protect your loved ones in the future.

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Why having a Will is essential

Protect your family

A Will ensures your loved ones are provided for and reduces the risk of disputes.

Control your assets

You decide who inherits your estate and how your assets are distributed.

Appoint guardians

Name guardians for your children so you have peace of mind about their future.

Reduce Inheritance Tax

A well-planned Will can form part of a wider strategy to minimise tax liabilities.

Our Wills service includes

Single Wills

Simple, clear Wills for individuals seeking to protect their assets and loved ones.

Mirror Wills

Wills for couples that ensure your wishes align and provide security for each other.

Trusts in Wills

Include trusts to protect beneficiaries, manage inheritance tax and provide long-term security.

Provision for Children

Appoint guardians and include instructions to ensure your children are cared for.

Charitable Gifts

Leave a lasting legacy by including charitable donations in your Will.

Will Reviews & Updates

Life changes — we ensure your Will always reflects your current wishes and circumstances.

Expert Guidance

Making a Will in England & Wales

What makes a Will legally valid

Under the Wills Act 1837, a Will in England and Wales must be in writing, signed by the person making it and witnessed by two independent adults present at the same time. Witnesses, and their spouses, must not be beneficiaries. The testator must have mental capacity and act free from undue influence. Professionally drafted Wills reduce the risk of technical errors that can make a homemade Will invalid or open to challenge. Your Will should also name executors to administer the estate, deal with any foreign property, and clearly identify every beneficiary. Ambiguous wording is one of the most common causes of costly family disputes after death.

What happens if you die without a Will

If you die intestate, statutory rules decide who inherits. A surviving spouse or civil partner receives personal possessions, the first £322,000 and half of the remainder, with the rest passing to children. Unmarried partners have no automatic right to inherit, and stepchildren are excluded. A Will lets you choose your beneficiaries, appoint executors and guardians, and include trusts that protect inheritances for future generations. Intestacy can also create avoidable inheritance tax, for example where assets pass to adult children instead of an exempt spouse, or where the residence nil-rate band is lost through poorly structured gifts of the home.

Keeping your Will up to date

Marriage or civil partnership automatically revokes an existing Will, while divorce removes a former spouse as executor and beneficiary but leaves the rest unchanged. We recommend reviewing your Will every three to five years, and after any major life event such as a birth, death, house move or business sale. Telmar provides ongoing reviews so your Will continues to reflect your wishes and current tax rules. We also recommend storing your original Will securely and telling your executors where it is kept. A lost original can create serious delays, as copies are not usually accepted for probate.

How We Work

Our Proven Approach

1

Initial Consultation

We discuss your circumstances, goals and answer your questions.

2

Drafting Your Will

We prepare your Will tailored to your wishes and requirements.

3

Review & Approval

We review the Will with you and make any necessary adjustments.

4

Sign & Secure

You sign your Will and we guide you on safe storage and next steps.

Get Expert Advice Today

Speak to our inheritance tax specialists for a confidential, no-obligation consultation.

  • 01329 550190
  • admin@telmarestateplanning.co.uk
  • 9 Pier Street, Lee-on-the-Solent, Hampshire, PO13 9LD

Frequently Asked Questions

Your Questions, Answered

A Will gives you control over how your estate is distributed and helps prevent disputes. Without one, the rules of intestacy apply.
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Ready to Protect Your Future?

Book a consultation today and take the first step towards peace of mind for you and your family.

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